Category: MONEY

Soft Money Loans Are The Future of Lending

Hard Money Loans Soft Money: What Is It? The Future of Lending is Soft Money By Stratton Equities A soft money loan combines the advantages of a hard money loan with the greater security that a standard loan …

Payments provider Affirm to sunset crypto program after 19% staff cut

Users will not be able to buy Bitcoin after Mar. 2, and the “Affirm Crypto Program” will officially shut down on Mar. 31. Max Levchin, the CEO of buy-now-pay-later company Affirm, has confirmed that they will be shutting …

Mortgage rates rise on inflation concerns

Borrowers are adjusting to higher mortgage rates By Anna Bahney, CNN Mortgage rates rose this week after four weeks of declines, as a stronger-than-expected jobs report suggested the Federal Reserve would continue hiking its benchmark lending rate in …

Illinois Provides a Perfect Case Study on How Rate Caps Hurt Americans

  By Alex Milliken, NTU    The data is back on Illinois 2021 legislation that mandated a lending rate cap, and the troubling results should act as a cautionary tale in what not to do. Lending rate caps cut off …

All About Debt Consolidation

What are the benefits of debt consolidation? What are the disadvantages of debt consolidation? How can I consolidate my debt? Personal Loan HELOC or HEL Balance Transfer Debt consolidation is the process of moving several (possibly) high-interest debts …

Nearly half of Americans earning more than $100K say they’re living paycheck to paycheck

Don’t miss Purchasing power is decreasing Credit card debt is rising Savings are dwindling What to read next Americans are still grappling with high inflation — the consumer price index was 6.5% in December — and even the …

What Type Of Debt Consolidation Is Finest For You?

Possibility #1: Consolidation Mortgage Possibility #2: Steadiness Switch Possibility #3: Debt Administration Program Possibility #4: House Fairness Mortgage Wrap Up   Earlier than you’ll be able to forge forward on addressing your money owed, you must resolve which …

How to Shop for a Mortgage

Prepare First Set Your Budget Your Credit Checkup Choosing Your Loan Type Interest Rates Down Payment Get Paperwork Ready Apply Today! Conventional Government-Backed Loans For many people, the hardest part of the home-buying process isn’t finding the perfect …

BlockFi to sell 20 billion yen worth of bitcoin mining machine-backed loan

BlockFi Sells Loan Bonds Distressed investment progresses in the industry   BlockFi Sells Loan Bonds It was revealed on the 24th that BlockFi, a crypto asset (virtual currency) lending service company that is undergoing bankruptcy proceedings, is proceeding …

Free Credit Report Filld: What Is It + 3 Best Known Services To Use

What is a Credit Report? The Top 3 Free Credit Reports to Use Are Free Credit Reports a Good Idea? AnnualCreditReport.com Karma Nerd Wallet If you are planning to get a new allowance, credit card, or secured deposit, …